Adventure doesn’t have to break the bank. We find a ton of fun, affordable or free family activities, but budgeting for the more costly adventures doesn’t have to be a headache. Whether you are planning a family trip, splurging on an expensive event or purchasing adventure gear, technology makes it even easier than ever. Before making our budget we sit down and prioritize our adventure expenditures. We know we can’t do it all, so once we make a bucket list we can better asses what is possible for the year. We always leave funds for the unexpected or sporadic adventure. We personally use two different apps to help us: Littlefund & Qapital.
**We are not collaborating with these companies and do not receive payment to promote them.**
We love how easy it is with Qapital to create and achieve our financial goals. The full-service banking app helps members save smartly and invest confidently. You connect an existing account with Qapital. You set up Goals you would like to save toward (i.e. Family Trip, Christmas Budget, Swimming Lessons), and apply Rules that automatically send money toward your Goals. The rules can be personalized and modified to make saving easy! The money in your Qapital Goals account is FDIC-insured and held with one of our partner banks. A Qapital Spending account is a checking account in your name held with a partner bank that is linked to the Qapital Visa® Debit Card. The unique Qapital features and tools help you stay on track with your weekly spending. There are no account setup or overdraft fees. You have unlimited immediate transfers to and from your Qapital Goals account, and you can set up direct deposit to fund your Spending account or transfer money directly to and from your funding account. When something comes up (fun or disaster) we can easily move money from one of our goals to the spending account on the app and use the Qapital Visa® Debit Card to pay for it immediately.
We love giving (& getting) the gift of Adventure! Some adventures are a little more expensive than Friends and Family are able to gift so we love how easy Littlefund makes it for Family & Friends to gift savings towards our children’s goals and dreams! Littlefund takes away the awkwardness of giving cash. Many Families, like ours, don’t want to encourage a materialistic lifestyle, but don’t want to impede loved ones in gift giving traditions. With Littlefun we have set up specific goals for each of our kids which include college savings, experiences and more expensive goods. When holidays roll around we can easily share links to a specific child or our whole family with our loved ones. For anyone worried that the kids are missing out on the gift opening experience we often have some suggestions for accessories that kids can open associated with the funds we have set up. If we are saving for dance lessons, a Littlefund gift and a tutu for a birthday is a great combo! We love that Littlefund also allows you to send a gift even if a Family doesn’t currently use Littlefund. You enter a guardian’s email and Families can accept gifts for free, without Littlefund set up yet!